This information is a guideline to the Pension Plan and it may vary over time. It is calculated on the basis of simulated data that, however, may not constitute a reliable indication of the future risk profile of the Plan. The information of the risk profile of each Plan is available on www.unicajabanco.es. The risk scale of the pension plans promoted ranges from 1 to 7.
Collecting the dues or exercising the redemption right is only possible in the case of any of the contingencies or exceptional cases of liquidation regulated in the regulations on Pension Plans and Funds arising.
The value of the mobilisation rights, of dues and exceptional cases of liquidity, depends on the market value of the assets in the Pension Fund and these may cause relevant losses.
Exclusive products and services to adapt to your needs.
Investment funds
Discover how far your investment may go. We offer you an ample catalogue of investment funds¹. The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining positive returns. Past performance is not indicative of future results.
Pension Plans
Plan a calm retirement today. The pension plans² you are offered by our Personal Banking service are a perfect complement for your retirement.
Univida Saving Investment
This is life insurance in the Unit Linked mode. A comfortable, flexible way to manage your investments³. Consult the options with your Personal Banking Manager. The taker bears the risks of the investments linked to their contract.
Life Annuity
Receive a constant periodic income³ throughout your life, without age limit. Consult the options with your Personal Banking Manager. The taker bears the risks of the investments linked to their contract.
Personal Banking Mortgages
Being a Personal Banking client at Unicaja has its advantages, among them being able to enjoy financing solutions⁴ adapted to all your needs. Ask your Personal Banking Manager for the mortgage that suits you best.
Insurance
Feeling protected provides us calm. Due to that, Unicaja considers it an absolute priority for you and your family to be ready for any unforeseen event⁵.
Unicaja Broker
Stock Exchange and Securities. A customisable tool that offers you the information you need for your stock exchange investments.
Digital Banking
Make everyday life more comfortable with our Digital Banking system, accessible 24 hours a day, every day of the year.
(1) Investment Funds managed by Unigest, S.G.I.I.C., S.A. registered at the CNMV on 21/05/1992 under number 154. Custodian: CECABANK, S.A. Investment funds marketed through the Allfunds Bank platform. Consult the informative brochure and IFD (Investor Fundamental Data document) at www.unicajabanco.es and www.cnmv.es.
(2) The documents with the fundamental data for participants in all pension plans are available to download and consult on the following web page: www.unicajabanco.es, the promotor companies being: Unicorp Vida, Cía de Seguros y Reaseguros S.A./Unicaja Banco S.A. Gestoras: Unicorp Vida, Cía. de Seguros y Reaseguros S.A.. Custodian: CECABANK, S.A.
(3) The insurance company shall not guarantee any kind of interest in the case of insolvency of the Spanish State arising (State, Autonomous Communities and/or public entities guaranteed), pursuant to the terms established in the general conditions.
Insurance taken out with Unicorp Vida Cía. de Seguros y Reaseguros, S.A. through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the distribution network of Unicaja Banco, S.A. Third-party liability insurance taken out in accordance with prevailing legislation.
You may consult the insurance companies with which Unimediacion S.L.U. has subscribed an insurance contract. Consult fundamental data for investors at https://www.unicajabanco.es/en/particulares/ahorro-e-inversion/seguros-de-ahorro/rentas-vitalicias
(4) Conditions subject to the bank’s criteria.
(5) Home, Car and Health Insurance taken out with CASER Grupo Asegurador through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the distribution network of Unicaja Banco, S.A. Third-party liability insurance taken out in accordance with prevailing legislation. You may consult the insurance companies with which Unimediación S.L.U. has signed an agency contract at www.unicajabanco.es/seguros. Insurance company: CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A. –CASER- CIF: A-28013050. Business Registry of Madrid – Volume 2245 - Folio 179 – Sheet M - 39662 - Avda. de Burgos, 109 (28050) Madrid.
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