Manage your business's purchases and payments with a card for day-to-day needs
Do away with fees
You do not have to pay any issuance or maintenance fees for the first year. As well as in the second year if you meet certain conditions¹.
Benefit from free insurance
Your Visa Business debit Card comes with free travel assistance insurance and accident insurance2 offering high-end coverage of up to €100,000.
Withdraw cash without any fees
Withdraw debit cash without being charged any fees from over 14,000 ATMs³.
Use the Digital Banking service
Supervise the card's movements at all times so you can keep your company's purchases and payments up to date. Enable it for use abroad or on the Internet, block it or turn it off on the Digital Banking service.
A simple and effective management tool for your professional expenses:
If you are self-employed, you can apply for a Visa Business Debit Card on the Digital Banking service. We tell you how below:
You can also go to any of our branches, where we will be delighted to help you out.
If you are a company or SME and wish to apply for a Visa Business Debit Card, you can go to any of our branches, where we will be delighted to help you out.
Remember that if you have any questions or queries, you can call our customer service team on: +34 900 15 15 16 o +34 952 07 62 24.
MAIN FEES
Maintenance fee: €32.00 per year. Exempt from the payment of the maintenance fee if you spend more than €3,600 on purchases and/or mobile top-ups within an annual period (monthly average of €300). Cancelled operations and returns do not count.
Fee for debit cash withdrawals made with cards from ATMs:
€0 fee for any withdrawals made with your Visa Business Debit Card from ATMs belonging to Unicaja Banco, S.A.
100% of what the owner of the ATM charges Unicaja for that withdrawal. In other words, for cash withdrawals with the Visa Business Debit Card made by the customer at the ATMs of other banks in Spain (not Unicaja), the Euro Area, Sweden and Romania, Unicaja will pass the amount that these banks charge on to the customer. Please note that at the time of making the withdrawal you should see information on the screen giving the amount that the bank owning the ATM will charge Unicaja for the withdrawal, and that we can pass on to you. In any case, you can query the areas in Spain where you can make free debit cash withdrawals equivalent to or exceeding €120. See where you can withdraw cash for free in Spain, here.
4.00% (minimum €3.50) of the amount withdrawn in other countries. We'll charge this fee for debit cash withdrawals from ATMs made with a Mastercard Business Credit Card outside the Euro Zone, Sweden or Romania.
Fee for transactions in currencies other than the euro: 3 %. This fee will be applied to the amount resulting from the equivalent in euro of all the transactions in foreign currencies (purchases and cash withdrawals) performed with the card in accordance with the exchange rate obtained by the Payment Systems on the date of the corresponding settlement.
(1) No maintenance fee as from the second year if you make purchases and/or mobile phone reloads exceeding €3,600 within the annual period (monthly average of €300). Cancelled transactions or reimbursements do not count. In all other cases, the maintenance fee amounts to €32 per year.
(2) Collective policy taken out by UNIMEDIACIÓN, S.L.U., a RELATED BANKING-INSURANCE OPERATOR, duly registered at the Special Administrative Registry of Insurance Intermediaries, Reinsurance Brokers and their Senior Executives kept by the Directorate-General of Insurance and Pension Funds under Registration No. OV-0010 and with VAT Registration Number B-92802271, acting through the distribution network of Unicaja Banco, S.A. Third-party liability insurance taken out in accordance with the Act 3/2020 of 4 February. Free insurance applies to the holder of the Visa Business Credit Card. Collective policy renewed by calendar years at the institution's discretion.
(3) Cash withdrawals without debit fee at ATMs depending on the province. Consult map. At all Unicaja Banco ATMs (includes the Liberbank network) and as from €120 at ATMs in the EURO 6000 network (EURO 6000 institutions included: Abanca, Novo Banco, Ibercaja, Kutxabank, Cajasur, Evo Banco, Cecabank, Caja de Ontinyent, Colonya Caixa Pollensa and Cardtronics), Banco Sabadell, Bankinter, Caja de Ingenieros, Arquia Banca, Euronet and ING in the following provinces: La Coruña, Lugo, Orense, Pontevedra, Vizcaya, Guipúzcoa, Álava, Navarra, La Rioja, Burgos, Segovia, Guadalajara, Madrid, Zaragoza, Huesca, Teruel, Lleida, Barcelona, Girona, Tarragona, Castellón de la Plana, Balearic Islands, Valencia, Alicante, Murcia, Granada, Córdoba, Badajoz, Santa Cruz de Tenerife, Las Palmas. And from €120 at ATMs belonging to any network in the provinces of Huelva and Seville.
Can we help you?
Also at 952 60 67 67 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
