Category "1" does not mean that the investment is risk-free. This data is indicative of the funds' risk but may, however, not be a reliable indication of their future risk profile. Furthermore, there is no guarantee that the categories thus indicated will remain unchanged and they may vary over time. The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining greater returns. Past performance is not indicative of future results.
Investing is now good for the environment
Responsible investment
In companies that prevent pollution, have implemented proper waste management, have non-discriminatory employment practices and take part in the development of deprived regions.
Exclusion criteria
Funds which does not invest in companies that harm the environment, finance the arms trade or violate human dignity.
Speed
Manage your investment funds more quickly using our Digital Banking service.
Tax benefits*
Personal income tax only becomes due when your investment funds are redeemed.
Investing and social responsibility go hand in hand
Investing and social responsibility are two notions that go hand in hand at Unicaja thanks to its socially responsible funds.
Investment funds that are adapted to your investment preferences, but which are also committed to caring for the environment and people.
Unifond Conservador FI
It seeks to make a positive contribution to society and minimise environmental impacts due to its low carbon footprint.
View Fondo Unifond Conservador FI
Unifond Moderado FI
It implements a flexible allocation policy that includes fixed-income securities, variable-income securities and currencies in international markets.
View Fondo Unifond Moderado FI
Unifond Dinámico FI
It invests in sustainable growth, such as financing clean technology solutions.
View Fondo Unifond Dinámico FI
Unifond Renta Variable Europa Selección FI
It applies a flexible strategy, principally in European variable-income securities.
View Unifond Renta Variable Europa Selección FI
Unifond Global Macro FI¹
It promotes environmental aspects that may include efficient toxic emission and waste management.
View Fondo Unifond Global Macro FI
Unifond Multi-Manager FI¹
It implements a flexible allocation policy in the international variable and fixed-income securities markets.
View Fondo Unifond Multi-Manager FI
Unifond Megatendencias FI
It seeks to invest in companies and issuers that contribute to the sustainability aspects pursued by the fund.
View Fondo Unifond Megatendencias FI
Unifond Bonos Global FI¹
It fosters environmental aspects that may include efficient toxic emission and waste management.
View Fondo Unifond Bonos Global FI
Unifond Solidario FI
It promotes aspects like involvement in society and respect for and defence of human rights.
View Fondo Unifond Solidario FI
Unifond Income FI¹
It promotes social aspects that may include effective sustainability outreach initiatives.
View Fondo Unifond Income FI
Unifond Gestión Prudente FI
It combines environmental, social and governance (ESG) aspects when selecting securities.
View Fondo Unifond Gestión Prudente FI
Unifond Mixto Renta Variable FI
It seeks to make a positive contribution to society and also minimise environmental impacts due to its low carbon footprint.
View Fondo Unifond Mixto Renta Variable FI
Unifond Ahorro FI
Investment in companies and issuers which contribute to the sustainability characteristics promoted by the fund through environmental, social and governance management.
View Fondo Unifond Ahorro FI
Unifond Patrimonio FI
Investment in companies and issuers whose management of ESG issues meets very stringent good practice standards.
View Fondo Unifond Patrimonio FI
Unifond Renta Variable USA FI
Invests in companies and issuers which promote, among other matters, toxic emission reductions and workers' rights, along with good governance criteria.
View Fondo Unifond Renta Variable USA FI
Unifond Renta Fija a Corto Plazo FI
The fund's management incorporates ESG criteria in investment decision-making in order to promote environmental and/or social characteristics.
View Fondo Unifond Renta Fija a Corto Plazo FI
Environment
Funds committed to natural resources, environmental opportunities, waste management or combatting climate change.
Social Criteria
Ranging from promoting respect for human rights, gender equality, decent work and workers' development to fostering literacy policies.
Corporate Governance
Companies that behave in a responsible manner.
Socially responsible investment funds are funds which invest in companies and projects that take into account environmental, social and governance (ESG) criteria in their business operations and strategies, thus promoting a positive impact on society and the environment.
SRIFs work just like any other investment fund, but they apply an ESG approach when it comes to selecting their assets. These funds can invest in shares, bonds and assets, to mention but a few, provided they meet the ESG criteria set by the fund.
These are the different policies set by Unicaja to offer you the most suitable protection within the framework of the new legislation on financial instrument markets, along with information on them.
Yes, you do. If you do not have one, you can easily open one on your Digital Banking service in the Subscribe section.
Investment funds catalogue
We place our complete investment fund catalogue at your disposal, which is organised by categories, risk levels and geographic areas. We also provide you with all the information so you can be in control over your investments.
Easy-to-read small print
(*) The tax regime for investment funds is general. The tax benefits and/or advantages are applied to natural persons who reside in Spain.
Relevant information on socially responsible investment funds:
Investment funds managed by Unigest, S.G.I.I.C., S.A., which was duly registered at the Spanish National Securities Market Commission (CNMV) on 21 May 1992 with the No. 154. Depository: CECABANK, S.A. Investment fund.
Consult prospectuses and documents containing essential information for investors at www.unicajabanco.es and www.cnmv.es.
(1) Feeder funds investing primarily in another fund that is a sub-fund of a Luxembourg-based SICAV (Société d'Investissement à Capital Variable or Open-Ended Investment Company), which are characterised by permanently investing at least 85.00% of their assets in a single Collective Investment Undertaking.
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