This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.
Risk score related to the Account
Digital Super Account
We give you 3% AER* and additional super benefits
During the first year, simply for switching your salary payments.
No fees** and 100% digital.
Only for new customers!
Up to 31 August 2025.
Paying with BIZUM means having the chance to get an extra €150 to spend
Start using Bizum today and enter the draw for €150****.
🎉 You have until 30/06/2025 to take advantage of this opportunity. Don’t miss out!
Together to make everything easier
Sign up for the Zero Plan***** and enjoy all its benefits.
Your savings account that allows you to save without realising you're actually doing so. What you will indeed find out is everything you can achieve with your piggy bank: set a goal, choose your savings method, your amount and the time in which you wish to reach it.
We've got the mortgage that adapts to your needs. Use our mortgage simulator and calculate your repayments with no strings attached.
In addition, your mortgage loan entitles you to a 5% discount at IKEA and free advice from an interior designer. Only until December 31, 2025.
If you are under 35 years of age, get your mortgage with up to 100.0% of the appraisal or purchase value, whichever is lower.
Granting subject to the institution's criteria.
Our loan grants you up to €60,000 to finance your new or second-hand vehicle at a fixed interest rate.
Get the new Real Madrid Debit Card, no fees for new online customers.
No issuance or maintenance fees for new online subscriptions until June 30, 2025.
Always close to you
Are you planning to go any of our branches? Request a prior appointment
Remember that you can request an appointment to avoid queues and conveniently go to any of our branches.
Customer Service Department
Unicaja places the Customer Service Department at your disposal if you wish to file a formal complaint about any of our services.
The small print in capital letters
(*) Special conditions for new customers. This offer is available to individuals who have not acquired any form of Unicaja product or service in the last 12 months. Only one account is allowed per customer. Typical example: If you get your salary or pension paid directly into your account (at least €600 per month) during the first year, and you maintain an average balance of €20,000, you will receive a gross annual amount of €593.40, based on 3.00% AER (2.967% APR). During this period, you will not be able to benefit from any other salary or pension promotions. During the first year, the return will be 0.00% AER (0.00% APR). Interest is paid every three months. No maintenance or administration fees. Offer valid until 31 August 2025.
(**) Exemption from transfer fees for standard and immediate euro-denominated transfers between payment accounts of customers located in the SEPA made on the Unicaja Electronic Banking service, Mobile Banking service or its ATM network. Fund Movement Orders (FMOs) made through the Bank of Spain are excluded from this exemption.
(***) Granting of our mortgages is subject to the institution's criteria. Mortgage for home purchases by natural persons who reside in Spain having income or wealth solely in euros.
(****) To participate in the draw for 30 prizes of €150, you must register for Bizum through the Unicaja App, sign up for the promotion and carry out a Bizum transaction. Promotion valid until June 30, 2025. The prize will be paid into the account associated with Bizum. See the terms and conditions here.
(*****) The Zero Plan and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.
Can we help you?
Also at 952 60 67 67 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
