This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.
Risk score related to the Account
Up to €620* just for being you
Get up to €620* in the first year for having your salary or pension paid directly into your account, directly debiting your bills and using Bizum or your credit cards.
Simulador de hipotecas
Calcula tu cuota sin compromiso
En nuestro simulador de hipotecas encontrarás la hipoteca** que se ajusta a ti.
Bizum
Volando promo de 150€ con Bizum 💸
Sorteamos 10 tarjetas de 150€*** entre los nuevos usuarios de Bizum. Descarga nuestra app, inscríbete en la promo y con una sola operación, 150€ pueden volar hacia ti.
Always close to you
The small print in capital letters
(*) Promotion valid until 31 January 2025 for salaries or pensions exceeding €2,000 net that are directly paid into Unicaja for the first time which have not been paid into Unicaja in the preceding twelve months and which are maintained for at least 24 months. When the first salary or pension payment is paid, you will receive a single deposit amounting to €400 net (the incentive will amount to €150 for salaries or pensions as from €800). You will receive a monthly payment during 12 months of 5% of the amount of any purchases made with Unicaja credit cards for personal use or with Bizum at shops with a limit of €10 per month. We will reimburse you 1% of the amounts of any water, electricity, gas or telecommunications bills that are directly debited with a limit of €100 per year. The payment for directly deposited amounts and the payment of 1% of the amount of bills are deemed movable capital returns and are subject to taxation. The 5% cashback on purchases is deemed for tax purposes as a capital gain and is not subject to personal income tax withholding. You have six months from joining the promotion to meet its requirements (directly deposited salary/pension, making shop purchases with the credit card or Bizum and directly debiting an electricity, water, gas or telecommunications bill).
Exclusive Unicaja promotion, cannot be accumulated with other offers. Consult the promotion's terms and requirements here.
(**) La concesión de nuestras hipotecas está sujeta a criterio de la entidad. Hipoteca para adquisición de viviendas, personas físicas, residentes en España y con ingresos y patrimonio solo en euros.
(***) Para participar en el sorteo de 10 “Tarjetas Regalo” de 150€ es necesario darse de alta en Bizum a través de la App de Unicaja, inscribirse en la promoción y realizar una operación Bizum. Promoción válida para nuevos clientes Bizum del 10 de septiembre al 1 de diciembre de 2024. Consulta las bases aquí.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).