Other means of contacting us.
This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.
Risk score related to the account.
No maintenance or principal service fees if terms and conditions are met(1). No administration fee.
Live in the now with an account tailored to you.
Free Young Contactless Debit Card
No opening or maintenance fees for account holders up to 28 years of age(2).
A plethora of privileges
The Young Person's Card offers you countless benefits and discounts.
Immediate total liquidity
Your money always available when you need it.
When you sign up for a Young Person's Account (1), the Young Person's Contactless Mastercard Debit Card is free and offers you discounts with the EURO 6000 Plus programme (3).
With the Unicaja mobile app, you can use your account wherever and whenever you want, 24 hours a day, 7 days a week.
Informative documents
To sign up for the Young Person's Account, you can go to any Unicaja branch, where we will be delighted to assist you.
If you prefer, you can also apply for a Young Person's Account by filling out an application form and indicating the branch where you would like to process it. We will contact you shortly.
If you have any questions or queries, you can call our customer service team: +34 952 07 62 63.
(1) Provided that the customer who is the account's main holder meets all the requirements set out below, the Youth Account will be exempted from maintenance, wire transfer, giro and other euro payment order fees between customer payment accounts located in the SEPA, as long as they are done through the Digital Banking service (Unicaja website or app) and are not urgent, immediate or FMO (Fund Movement Order) transfers, as well as from fees for depositing euro-denominated Spanish cheques. The requirements are as follows:
Where all the aforementioned requirements are not met, the maintenance fee shall amount to €60.00 a year (settled on a quarterly basis) and the fees for said transfers and deposits of euro-denominated Spanish cheques set out in the Informative Document on Fees shall be applied.
Any natural person aged between 18 and 27 may open a Youth Account.
A.P.R. 0.00%. A.E.R.: 0.00%. Interest-free. For a case in which all the requirements are met, the account shall be exempted from the maintenance fee.
A.P.R. 0.00%. A.E.R.: -0.996% for a case in which the requirements are not met and a balance of €6,000 is kept in the account for a year, the account maintenance fee amounts to €15 per quarter.
(2) Only people aged under 28 may sign up for a Youth Mastercard Contactless Debit Card. Issuance and maintenance fee of €0.
(3) Consult all the discounts and the terms and conditions in force at https://www.unicajabanco.es/en/euro6000-plus
Other means of contacting us.
Digital Banking
Access your Unicaja accounts and products from your computer. The perfect tool to help you manage your daily finances.
Mobile Banking
Immediate access to your Unicaja accounts and products. Consult and start banking, wherever you are.