(*) Promotion valid until 31 July 2025. Exclusive Unicaja promotion, cannot be accumulated with other offers. You have three months as from the date of subscription to meet the promotion's requirements. Payments into the customer's account for having a salary or pension paid directly into it are subject to taxation and deemed for tax purposes as income from moveable capital obtained from the transfer to third parties of one's own capital according to Article 25(2) of Act 35/2006 on Income Tax. Such income is subject to a tax withholding at the current withholding rate pursuant to Articles 74(1) and 75(1) of the Personal Income Tax Regulation. Consult the promotion's rules and requirements here.

(1) Incentive for having a salary or pension paid directly into account: For any people who are of legal age and the main holder of a Unicaja account into which a salary or pension is paid amounting to at least €800 and less than €2,000 (the net bonus being €162.00) or equivalent to or greater than €2,000 (the net bonus being €364.50) that join the promotion which ends on 31 July 2025 and sign a 24-month uninterrupted permanence commitment with the institution. Said salary or pension must not have been paid directly into an account held at the institution in the twelve months prior to signing the subscription document and the customer must have Bizum enabled on the Unicaja app (customers over the age of 75 will be exempted from this requirement).

(2) Reimbursement of up to 15 euros gross per month up to a limit of the directly debited bills' amount over 12 months (the net bonus being €12.15) for any directly debited bills in the account holder's name up to a maximum of 180 euros gross per year (the net bonus being €145.80). For such purpose, the customer must not have had any directly debited bills charged to an account held at the institution in the twelve months prior to signing the subscription document. Only water, electricity, gas and telecommunications bills are included.

(3) Exclusive terms and conditions for new online customers who are natural persons and for new subscriptions. For such purpose, any natural person who has not had any Unicaja Banco service and/or product in the last 12 months will be deemed a "new customer". Only one online account per customer is allowed. 0% APR, 0% AER. Without interest.

Unicaja Banco, S.A. Avda. Andalucía 10-12, 29007 Málaga. C.I.F. A93139053.