Oxygen Mortgage
Efficiency pays off with the Oxygen Mortgage. A mortgage that is committed to sustainability.
A sustainable lifestyle starts at home
Improving your spaces' sustainability and starting to save are a reality with our Efficient Home Loan.
Green financing
The Efficient Home Loan helps you contribute to responsible consumption, care for the environment and reduce the planet's CO2 footprint.
Improve energy efficiency
Replace household appliances, improve lighting or install solar panels to reduce energy consumption.
Flexible terms
Choose the duration of your loan from three to eight years.
Up to €60,000
Finance from €6,000 to €60,000 to carry out renovations and/or purchase equipment to enhance energy savings.
Household appliances
Purchase household electrical appliances with A or B energy ratings.
Efficient lighting
Switch to LED lighting to reduce your consumption.
Heating and water
Install more efficient water and heating systems.
Home automation
Smart automation and presence detection systems to switch devices on and off.
Presence detection
Optimise your lighting consumption with the installation of presence detectors to turn lighting on and off.
Insulation
Improve your home's energy efficiency by insulating façades and replacing windows.
Solar panels
Generate your own energy and finance your solar panel installation.
Charging point
Install a charging point for your electric or plug-in hybrid vehicle.
More products that may interest you
Oxygen Mortgage
Efficiency pays off with the Oxygen Mortgage. A mortgage that is committed to sustainability.
Home Insurance
Outstanding coverage which include a DIY service and remedial school classes, to mention but a few benefits.
What projects can I finance?
Works, actions or equipment purchases that improve your home’s energy efficiency (for instance: installing solar panels, replacing windows, air conditioning works, purchasing A or B-rated appliances).
Where can I take out the loan?
The Efficient Home Loan can only be taken out at our branches.
Do I need to submit any documents when I apply for the loan?
A financial analysis will be conducted and you will be asked to submit a quote or proforma invoice to carry out the renovations or purchase energy-efficient equipment.
Protection Home Insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
Insurance coverages as set forth in the General and Special Terms and Conditions of the policies.
Products marketed at branches of Unicaja Banco, S.A. with VAT Reg. No. A93139053 and registered office at Avenida de Andalucía 10-12, Malaga.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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